TRIYONO, Fadhil; YUNITA ANANDA, Intan; SEVIANA, Nabilla. MASTERING MONEY: A SMART STRATEGY FOR SAVING AND MANAGING AN EMERGENCY FUND. International Journal of Applied Social Transformation and Partnership Studies, [S. l.], v. 1, n. 8, p. 961–970, 2026. DOI: 10.58174/ijastps.v1i8.121. Disponível em: https://internationaljournal.lap4bangsa.org/index.php/ijastps/article/view/121. Acesso em: 6 nov. 2026.