Aura Januar, E., Mahfira Cahyarani, R., & Mulia Pratama, R. (2026). STRENGTHENING DIGITAL FINANCIAL LITERACY AND CREATIVE ENTREPRENEURIAL STRATEGIES TO WARD OFF THE TRAP OF ONLINE LOANS: SMK NIDA EL-ADABI PARUNG PANJANG, BOGOR. International Journal of Applied Social Transformation and Partnership Studies, 1(6), 759–769. https://doi.org/10.58174/ijastps.v1i6.89